Credit Restoration

By Sills, March 22, 2010 2:27 PM

Have You Been Turned Down?

Do You Need A Better Credit Score?

Have you been turned down for a mortgage, car loan, credit card or any type of credit due to credit problems?

As a consumer, you may already know that your credit score plays an important role in your financial well being.  Low credit scores can have a negative impact on various different levels.  They may stop you from obtaining needed credit such as a mortgage, school or car loan, or they may cost you a great deal of money in higher interest payments on loans, credit cards and insurance.  Recently, employers in some industries have begun to check credit on prospective employees as part of the application process.  On the other hand, the higher your credit scores the better your chances are of obtaining credit and loans at the best possible interest rates.

You may have been rejected for loans or jobs based on mistakes in your credit reports and not even know it!  In a recent study, 79 per cent of credit reports reviewed contained either serious errors or other inaccuracies in regard to trade account and personal information.  Can you believe that?

What’s more, there’s a one-in-four chance your credit report contains an error serious enough to cause you to be denied credit.  Not only are clerical errors common, but ID theft is affecting more and more Americans credit scores and some are not even aware of the theft until it is too late!  According to recent reports, identity theft victimizes over 700,000 Americans every year and is growing at the mind-boggling rate of 40 per cent annually!

If you have been denied credit, would like to lower your interest rates, or would simply like to remove inaccurate information from your credit reports, BetterCredit101.com would like to help.  A reputable credit restoration service allows you the opportunity to review your credit file and identify and proactively challenge any accounts that do not belong to you.

After extensive research, BetterCredit101.com has decided that we feel most comfortable recommending three options to our subscribers and readers.

  1. D.I.Y.
  2. Anthony Foster
  3. Lexington Law

Do-It-Yourself (D.I.Y.)

Some consumers just don’t have the financial resources to enlist the help of a qualified professional.  Although we strongly advocate using the services of a professional that is familiar with the intricacies of credit scoring, credit reporting, and the tricks of the credit bureaus and credit card companies we realize that this is not always an option.

At BetterCredit101.com we understand that and strive to offer educational resources that will assist you in raising your credit score and improving your financial situation.  For those of you who need to go the D.I.Y. route, we would suggest you visit our site frequently.  In fact, on this website you will find answers to many of your questions about credit. We cover all of the basics like FICO scores, credit reports, and how to improve your credit. Bookmark this page and check back often as we are always adding new articles, videos, and special offers for our visitors!  We will be rolling out a Member’s Only section soon where you will be able to access even more in-depth information and even chat with credit industry experts and participate in conference calls designed to help you on your road to better credit!

Anthony Foster

Anthony Foster has been helping clients improve their credit for over a decade and is extremely successful.  If you want quick results with a personal touch he comes highly recommended.  Years of hands-on-experience combined with a professional demeanor and a can-do attitude are Mr. Foster’s trademarks.

His team of credit analysts will perform a thorough review of all items on your credit reports that negatively affect your credit profile and credit score.

His clients will regularly receive customized dispute letters to review, sign and send to Experian, Equifax and TransUnion. Dispute letters may be changed or modified at your request. Clients are strongly encouraged to provide any support documentation that may assist and expedite the dispute process.

How It Works: 6 Simple Steps

  1. Use our easy online enrollment process to begin your service.
  2. Forward your required identification document to our credit specialists to complete your file.
  3. Customized dispute letters will be prepared and sent to you for your approval. If no changes are requested, sign and send your dispute letters to the three credit reporting agencies. The credit bureaus will prepare a response to your request within 30 days of receiving your dispute letters.
  4. Forward your updated credit reports to our offices. Your file will be updated and your next set of dispute letters will be prepared and mailed to you.
  5. Clients may modify their dispute letters upon request. This is especially helpful in the case of mixed credit files among family members, identity theft, or inaccurate information in regarding accounts that are paid off. Please call our customer support department if you have any questions.
  6. New dispute letters will be sent every 60 days until your service expires.

Check Out Our Success Rate!

Credit Report Classifications

# of Deletions

Late Payments (including Late Payment History) 128,299
Collections (including Collections, Charge-Offs, Settlements, Repossessions and Foreclosures) 302,998
Public Records (including Bankruptcies, Garnishments, Judgments and Tax Liens) 51,355
Personal Info (including Address Corrections, Name Corrections, Employment History and Inquiries) 14,704
Total Negative Items Deleted as of 3/22/2010

497,356

If you want to improve your credit score legally and permanently BetterCredit101.com is proud to recommend the services of Anthony Foster.

His clients receive regular progress reports, outstanding customer service, and unparalleled results.

Enroll today and join the thousands of other clients who are enjoying the benefits of improved credit.

  • Money-back guarantee!
  • Exceptional “A” rating with the BBB
  • Outstanding deletion rate!
  • Monitor your file’s progress around the clock 24/7/365
  • Testimonials from happy, satisfied clients

Yes, I am a witness and it WORKS!!

I didn’t realize how much I needed this. I am a witness and it does work. My score went up 105 points in about 80 to 90 days! I made sure that I followed through with the letters I received back and did what I needed to do. I have since purchased a new car and my interest rate and payments are low…..I can’t thank you enough. I will buy my first home soon! – Marsha, Dallas, TX

Above 700 Now!!

As a result of your Credit Restoration service, our FICO scores have improved enabling my wife and I to re-finance our two mortgages at a better rate. We have also been able to secure better rates and larger loans for our growing business. Having a better understanding of our credit score has had a greater impact than we ever imagined! – Phil, Sacramento, CA

Repossession Gone

I just wanted to say THANK YOU. I’m seeing a change in my credit report. I had a judgment on my credit report for a repossession and when I received my Experian credit report in the mail, it had been deleted from my file. I’m just so excited to know that it has been removed. I just want to THANK YOU once again. You don’t know just how good I’m feeling right now. – Dinah, Quincy, FL

Just complete this short and simple contact form so that Anthony can call or email you and you can begin the process of getting better credit today!

My Fieldset
  1. (required)
  2. (valid email required)
  3. (required)
  4. My Credit Is...
  5. I know my credit score
 

cforms contact form by delicious:days

Lexington Law

Lexington is the largest and most trusted credit report repair firm in America. They offer exceptional service at a very affordable price. In over 15 years of practice, Lexington Law has helped more than 300,000 clients clean up their credit reports. Lexington also has a superior record with the Better Business Bureau (BBB).

The ‘Couples Discount’ offered by Lexington Law.

CONTACT BETTERCREDIT101.COM FOR A DISCOUNT ON CREDIT REPAIR FOR YOU OR YOUR SPOUSE!

In 2008, the Federal Trade Commission made a huge push to clean up and shut down the un-ethical credit repair companies across the nation.  Lexington Law was FTC-compliant and didn’t have any issues during this ‘clean sweep’.

Wouldn’t you like to use a credit repair company whose efforts have always been legal and ethical?

Why else should you choose Lexington Law?

EXPERIENCE Lexington Law is a general service consumer advocacy law firm. Helping consumers take action on their credit since 1991, they have served over 1/2 million clients. Their firm is the largest network of credit correction attorneys with 21 attorneys across 15 states (and growing), and is responsible for the employment of 400+ paralegals/agents working to ensure the highest standard of service.

PROVEN RESULTS Lexington’s services assisted their clients in the removal of over 600,000 questionable negative items last year and helped participating Concord-level clients see an average of 8.6 removals by month 3 and 28.6 removals by month 12 from their combined credit reports.

AFFORDABILITY As you would expect from a consumer advocacy law firm, Lexington Law has gone to great lengths to make its services affordable. Clients can get started for as low as $39.95 a month and a one-time $99.95 set-up fee, all charged only after work is completed.

NEGATIVE ITEMS REMOVED IN 2008: 655,515

Lexington Law has helped its
clients remove millions of questionable
negative items, including:

  • Late Payments
  • Collections
  • Chargeoffs
  • Bankruptcies
  • Judgments
  • Repossessions
  • Foreclosures
  • Garnishments

How It Works:

Here are the four simple steps that make up the process of cleaning up credit reports.

These steps are repeated until the client is satisfied with the results.

Step 1: Forward credit reports.

After signing up, clients will begin by forwarding to credit reports from the three major credit bureaus. With each cycle, clients should receive updated reports from the bureaus. It is important to forward each updated report to so Lexington can track which questionable items were deleted.

Step 2: Choose which items to question.

Once credit reports are received, Lexington enters the information into the database. Using our online Case Valet, clients then choose how to challenge questionable listings. An easy-to-use wizard makes this step a simple matter of pointing and clicking.

Step 3: Lexington works the case.

The dispute process begins by Lexington drawing upon its vast arsenal of credit report repair strategies to challenge questionable items directly with the credit bureaus. Depending on the number of questionable items on your credit reports, this step will be repeated for each cycle.

Step 4: Client sits back and relaxes.

The credit bureaus have 30 days to verify the listing. After that, they must inform clients of their results and send updated reports. It takes 60 days from the day items are questioned to the day reports are received. Reports are then forwarded to Lexington, and the cycle begins anew.

To take advantage of Lexington Law’s services either fill out this short and simple contact form, or simply click on one of the links below.

My Fieldset
  1. (required)
  2. (valid email required)
  3. (required)
  4. My Credit Is...
  5. I know my credit score
 

cforms contact form by delicious:days

Improve your credit

Lexington Law is the trusted leader in credit repair. Having served over 200,000 clients since 1991, they have the experience necessary to make credit repair work for you.


How it works

The lawyers of Lexington Law will fight to remove negative items from your credit reports, so you can improve your credit score, and start living life without limitations. more

What you get

Along with outstanding client support, their service includes unlimited disputes and deletions. Lexington will not rest until you are satisfied with your credit report results. more

Get Started

585,214 items deleted in 2004
Client Reviews
“My experience with the Lexington Law Firm has been wonderful from
beginning to end and the results you achieved are remarkable. It is also noteworthy, that the fee I paid for such superior professional service must be one of the truly great bargains of all time. My warmest best wishes to you all.”

— R.S., Lexington client

“Thank you for all the wonderful work your staff has done on my behalf. The creditors that I wanted removed are no longer there… I couldn’t have done it without you, nor would I ever want to. You and your staff are truly professionals and I bow to you.”

— C.F., Lexington client

Comments are closed

A subsidiary of Black Swan Management,LLC